For lenders experiencing the stress and strain of digitisation on legacy credit systems, CGI provides an innovative and flexible credit platform to future-proof your operations and keep pace with customer expectations.

What is CGI Credit Studio?

CGI is re-imagining the credit life cycle from originations and servicing to debt relief and recovery with CGI Credit Studio, a cloudnative platform powered by intelligent automation and machine learning (ML) that includes software, business processes and underlying IT in a single, cohesive suite.

Key benefits

Event-based at its core, the modular platform enables the deployment of discrete business services simply and quickly. Configurable using visual process mapping tools, the platform kickstarts your digital transformation, reduces the total cost of ownership and allows organisations to drive value in as little as two to three months. In addition, CGI Credit Studio:

  • Eases the burden of legacy systemsĀ by simplifying and modernising the infrastructure to enable digitisation, adapt to market demands and scale to handle increased volume
  • Meets customer expectationsĀ by enabling a hyper-personalised experience allowing real-time interaction via their preferred channel
  • Addresses mounting regulatory changesĀ by ensuring compliance with constantly changing Consumer Financial Protection Bureau and state-specific consumer protection measures
  • Significantly reduces operational costsĀ by providing selfservice everything and virtual agents to manage attrition and promote an omnichannel environment

Designed to be the last major upgrade youā€™ll ever have, CGI Credit Studio is always current. Utilising open, industry-standard tools, CGI Credit Studio integrates seamlessly with external systems and helps clients harness their data to make more informed decisions about their customers, operations and the business.

Why partner with CGI?

CGI is a global leader in innovative technology solutions and business consulting. We bring unique end-to-end capabilities that combine a leading platform and applications with systems integration and support services for long-term partnerships with our credit and collections clients.

  • OverĀ $1 trillionĀ in outstanding debt processed daily for the worldā€™s largest financial institutions
  • 10-25%Ā collections cost savings andĀ 5-20%Ā increase in debt collected
  • 370+Ā implementations for some of the worldā€™s largest organisations
  • 100%Ā delivery success with a dedicated practice in collections, recovery and default management

We are reinventing and reimaging our credit solution to bring a modern, innovative platform to market. CGI Credit Studio is unlike anything youā€™ve seen from us - or anyone else - yet built with the same ingenuity and innovation clients have grown to expect from CGI. We are your trusted advisor continuing the lead the industry in credit innovation.