CGI Credit Studio: A smart credit management platform

Are outdated systems holding you back?

Many credit management platforms rely on outdated technology that slows decision-making, increases costs, and limits growth, especially in today’s fast-moving financial landscape.

CGI Credit Studio is a cloud-native, event-driven credit management platform that integrates seamlessly with your existing systems, so you can modernize at your own pace. With faster response times, smarter decision-making, and scalable infrastructure, it helps you move forward with confidence.

$1+ trillion

in cost rationalization

$1+ trillion

loans and lines issued

10–25%

savings in debt collection costs

CGI Credit Studio benefits

Faster time to value

Achieve results in as little as 2–4 months with 500+ pre-built workflows and a proven, phased implementation approach.

Seamless integration

Easily connect to your existing systems through open APIs; avoid complex migrations and disruptions.

Business-led innovation

Launch new capabilities in days, not months, without relying on custom development or scarce IT resources.

Smarter decision-making

Use AI, machine learning, and real-time data to drive more accurate, consistent credit decisions.

Enhanced customer experience

Deliver personalized, multi-channel journeys powered by real-time insights and automation.

Reduced operational costs

Lower costs by up to 70% through intelligent automation, self-service tools, and virtual agents that minimize manual effort.

CGI Credit Studio - credit management diagram

Built to transform credit operations

Loan Originations

Faster, smarter and more secure loan decisions with CGI Credit Studio for originations.

Collections and recovery

Proactive default management and personalized recovery strategies powered by CGI Credit Studio for collections.

How a credit management platform drives outcomes across the C-suite

Drive better business outcomes with real-time insights and automation that streamline operations and boost performance.
Increase agility with a flexible architecture that supports rapid change without heavy IT dependency.

Control costs with a cloud-native SaaS platform offering predictable pricing and pay-as-you-go flexibility.
Reduce risk by avoiding long-term vendor lock-in and ensuring your investment remains competitive and adaptable.

Simplify your technology stack by aligning with enterprise standards such as API-first architecture, event-driven processes, and cloud-native design.
Reduce technical debt with a configuration-driven approach that accelerates delivery without custom coding.

Align IT with business priorities through a modular platform that adapts as your needs evolve.
Enhance speed and resilience with cloud-native services that scale, integrate and deliver value faster.

A proven partner in credit management

Unlike traditional vendors, we don’t just implement a credit management platform. We serve as a strategic partner committed to your long-term success. Combining innovative, cloud-native technology with a collaborative approach, we help you navigate complex credit transformations with confidence.

45+ years of experience in credit management
Trusted by 370+ of the world’s largest organizations
Serving 15 of the top 20 banks worldwide, supported by 14,000 banking professionals